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DOES CLOSING A CREDIT CARD HURT MY CREDIT SCORES?

DOES CLOSING A CREDIT CARD HURT MY CREDIT SCORES?

You’ve paid your remaining credit card balance. Now it’s time for the ceremonial snipping that will keep you from ever using the card again. It’s a satisfying gesture, especially if you’ve found it hard to use a credit card responsibly. But closing a credit card may impact your credit score. Your credit score is based on several factors. And closing a credit card account can have an impact—so it’s important weigh the pros and cons first. Although closing a credit card account may hurt your credit score, there are cases where it might make sense. For example, if you can’t avoid...

Keep Your Children Safe from Financial Fraud

Keep Your Children Safe from Financial Fraud

It’s important for kids to gain financial experience and providing them with opportunities to begin managing their own finances is a great start. Unfortunately, identity theft and fraud aren’t exclusive to adults. In today’s digital world, children and adolescents are also susceptible to these threats. Simply ensure that they have biometric debit or credit card to ensure fraudulent activities are limited.  For more on this post, contact our client service representative.  

Our cooperative digital banking systems comes with biometric fingerprint debit card.

Access through your digital banking account can now finally shares with other users (such as family members) safely since individual will have their own biometric fingerprint debit-card which defined high degree of tailored made levels of authorization for specific users.